Licensed Lending Broker Platform

Connect Your Clients with the Best Financing Options

Enable instant consumer loans at checkout. One integration, multiple lenders, zero hassle. Start offering financing in under 24 hours.

Licensed Broker

Multiple Lenders

24h Setup

Approval time

Under 2 minutes

The Platform

Everything You Need to Offer Financing at Checkout

A comprehensive solution with lender integration, broker licensing, e-sign, and remote ID verification — all in one platform.

One Request, Multiple Offers

Submit a single application and receive competitive offers from multiple lenders in seconds. Quick, easy, and efficient.

Boost Sales & Earn Commissions

Increase your conversion rates while earning commissions on every loan you facilitate. A true win-win for your business.

No Brokerage License Needed

Operate under our existing broker license. We handle all compliance, so you can focus on serving your customers.

Go Live in Under 24 Hours

Quick onboarding with full support. Sign up, train your team, and start offering loans at checkout in less than a day.

One request. Multiple offers.

Customers compare lenders in real time — all from your checkout.

Industries

Trusted by Hundreds of Stores

From retail to healthcare, our platform adapts to your industry’s unique needs.

Any store. Any industry.

Point-of-sale financing that fits your business

Retail

Offer flexible financing options at checkout, boosting conversion rates and average order value.

Healthcare

Give patients instant access to financing, reducing upfront barriers and improving care accessibility.

Travel

Increase bookings by providing tailored financing for trips, turning high-cost purchases into easy payments.

Services

Drive more business by allowing clients to finance large service costs, making offerings more accessible.

About Us

The Bridge Between Merchants & Lenders

Options-FS is more than just a platform — we’re a licensed financial intermediary dedicated to simplifying consumer lending for everyone involved. Our technology connects retailers with multiple lenders, ensuring their customers always get the best available financing options.

€20K

Max Loan Amount

<24h

Setup Time

100%

Digital Process

Fintech Company

We’re a fintech company creating a technology solution that lets customers compare multiple lending options simultaneously.

Licensed Lending Broker

Our Lending Brokerage License allows our merchant partners to recommend loans to their clients as registered agents.

Multiple Lender Integration

We’re at the heart of consumer lending, bringing together offers from various lenders to make finding the perfect loan effortless.

FAQ

Frequently Asked Questions

Everything you need to know about getting started with Options-FS.

Simply reach out to one of our Account Managers. Once the agreement is signed, we’ll assist you in setting up your users and organizational structure. Your sales agents will go through a short training, and you’ll be ready to offer loans—usually in less than 24 hours.
Neither your company nor Options is lending the money. We simply facilitate the process by connecting your customers with the lender offering the best deal. The lender is the one financing the loan.
Yes. An important part of the commission paid by the lender for loan mediation is passed on to you, creating an additional revenue stream for your business.
No. You don’t need a Brokerage License. Options is already licensed as a credit broker, and your salespeople will operate as agents under our license.
Up to EUR 20,000. The final amount depends on each customer’s financial profile, which will be assessed individually by each lender in our network.
Ready to Transform Your Checkout Experience?
Join hundreds of merchants already offering instant financing to their customers. Schedule a demo and see how Options-FS can boost your sales.